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Compliance & Regulatory

Ensure firms meet SEBI, RBI and IRDAI regulations

Entry ₹6L | Mid ₹15L | Senior ₹20L+
1 0–12 Months Foundation 2 Year 1–3 First Role 3 Year 3–5 Compliance Officer 4 Year 5–8 Senior / Head of Compliance 5 Year 8+ CCO / Regulatory Advisor

Step-by-Step Roadmap

Compliance officers ensure financial firms comply with a growing web of regulations from SEBI, RBI, IRDAI, and PMLA. As India tightens financial regulation, demand for compliance talent is growing strongly. A law + finance background is the ideal entry point.

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Stage 1

Foundation

0–12 Months
  • ▸ Study SEBI Act, Companies Act, Banking Regulation Act, PMLA
  • ▸ Complete LLB or CA with regulatory law electives
  • ▸ Read SEBI and RBI circulars regularly — subscribe to alerts
  • ▸ Understand KYC/AML obligations and FATF recommendations
  • ▸ Take NISM Compliance Officer certification exam
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MILESTONE NISM Compliance exam cleared; solid regulatory reading habit established
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Stage 2

First Role

Year 1–3
  • ▸ Join compliance team at a brokerage, NBFC, or bank
  • ▸ Handle KYC reviews, transaction monitoring, SAR filing
  • ▸ Maintain compliance registers and policy documentation
  • ▸ Support internal audits and regulatory inspections
  • ▸ Track and implement new SEBI/RBI circulars
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MILESTONE Independently managing day-to-day compliance obligations
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Stage 3

Compliance Officer

Year 3–5
  • ▸ Become Compliance Officer (CO) under SEBI or RBI regulations
  • ▸ Draft and maintain compliance manual and SOPs
  • ▸ Interface directly with regulators during inspections
  • ▸ Lead AML/CFT programme and UAPA compliance
  • ▸ Conduct compliance training for staff
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MILESTONE Designated Compliance Officer on SEBI/RBI records
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Stage 4

Senior / Head of Compliance

Year 5–8
  • ▸ Lead compliance function for a regulated entity
  • ▸ Handle regulatory changes: PIT, LODR, MLD regulations
  • ▸ Manage regulatory investigations and SEBI orders
  • ▸ Build a team of compliance analysts and legal staff
  • ▸ Advise the board on regulatory risk
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MILESTONE Head of Compliance at a SEBI/RBI registered entity
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Stage 5

CCO / Regulatory Advisor

Year 8+
  • ▸ Chief Compliance Officer at a large financial institution
  • ▸ Independent regulatory consultant or law firm partner
  • ▸ Serve on SEBI, RBI, or IRDAI advisory committees
  • ▸ Author regulatory guidance notes and industry frameworks
  • ▸ Build regulatory advisory practice
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MILESTONE CCO at listed BFSI firm or independent regulatory advisory practice

🛠️ Key Skills

Regulatory Knowledge (SEBI/RBI/IRDAI) Legal Research KYC/AML Policy Drafting Risk Assessment Communication

📜 Certifications

  • ✦ LLB + CA / MBA (ideal combination)
  • ✦ NISM Compliance Officer certification
  • ✦ CAMS (AML/KYC specialist)
  • ✦ CA (for banking compliance)
  • ✦ CFE (Fraud Examiner)

🏢 Where to Apply

Financial regulators (SEBI, RBI, IRDAI) Stock exchanges Banks and NBFCs (compliance departments) Insurance companies Law firms (financial regulatory practice)
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