Smart Calculators

Answer 8 questions about your savings, debt, insurance, and investing — get a score out of 100 and a personalised action plan.

• ✅ Score across 8 financial dimensions
• ✅ Animated gauge + area breakdown
• ✅ Personalised action plan

Calculate the wealth you'll build through systematic monthly investments. See how compound interest works in your favour over time.

• ✅ Monthly investment → total corpus
• ✅ Year-by-year growth breakdown
• ✅ Interactive chart

Calculate your monthly loan payments for home loans, car loans, personal loans, or education loans instantly.

• ✅ Monthly EMI calculation
• ✅ Total interest cost breakdown
• ✅ Amortisation schedule

Find out exactly how much you need to save each month to retire comfortably. Accounts for inflation and real returns.

• ✅ Retirement corpus calculation
• ✅ Inflation-adjusted expenses
• ✅ Monthly SIP needed

Know exactly where you stand financially. Add all your assets and liabilities to see your true net worth and debt-to-asset ratio.

• ✅ Assets vs liabilities breakdown
• ✅ Debt-to-asset ratio
• ✅ Visual wealth breakdown chart

Pick a financial goal — education, home, wedding, retirement — enter your target and timeline, and get the exact monthly savings needed adjusted for what you've already saved.

• ✅ 7 preset goals + custom
• ✅ Accounts for existing savings
• ✅ Year-by-year growth table

Pick an economic trigger — rate hike, oil shock, rupee weakness, recession — and explore how it ripples across borrowing costs, markets, jobs, and your personal finances.

• ✅ 6 macro triggers
• ✅ 4 lenses: loans, markets, jobs, wallet
• ✅ 120 impact cards — fully interactive

8 professionally designed spreadsheet templates — monthly budget planner, net worth tracker, investment portfolio, debt payoff planner and more. Free to download, no signup required.

• ✅ Works in Excel & Google Sheets
• ✅ Currency-neutral — any country
• ✅ 8 templates, free forever