Disclaimer & Legal
Last updated: April 2025. Please read carefully before using this platform.
🚫 Not Financial Advice
Everything on Moneykar.com — articles, calculators, AI responses, market data, and all other content — is provided as financial literacy consultancy material for educational and informational purposes only. Nothing on this website constitutes financial advice, investment advice, tax advice, accounting advice, or legal advice. Do not make financial decisions based solely on content you find here.
👤 No Professional Relationship
Moneykar operates under a UAE Administrative Consultancy & Studies Activity License. Using this Platform does not create any advisor–client, fiduciary, or professional relationship. Moneykar is not registered as an investment adviser under SEBI (India), the Central Bank of UAE (CBUAE), the Securities and Commodities Authority (SCA), or the Financial Services Regulatory Authority (FSRA) Abu Dhabi. We are not insurance advisors, registered tax professionals, or chartered accountants. All information is general in nature and does not consider your individual financial situation, goals, or risk tolerance.
📊 Calculator Accuracy
Our financial calculators provide estimates based on mathematical formulas and the assumptions you enter. They assume constant rates of return, inflation, and other variables. Real-world results will differ — sometimes significantly. Calculator outputs are illustrative only and should not be used as the sole basis for any financial decision.
📉 Investment Risk
All investments carry risk, including the risk of losing the capital you invest. Past performance of any asset, fund, or market does not guarantee future results. Equity markets are subject to market risk. Mutual fund investments are subject to market risks — please read all scheme-related documents carefully before investing.
🔗 Affiliate Disclosure
Moneykar may earn referral commissions from affiliate partnerships with financial service providers, apps, or products. All affiliate links are clearly marked. These partnerships do not influence our editorial recommendations, rankings, or reviews. We recommend products and services we believe are genuinely useful — affiliate relationships never override this.
🌐 Jurisdiction & Applicability
This website is operated from the UAE under an Administrative Consultancy & Studies Activity License and is accessible globally. Financial regulations, tax laws, investment products, and legal requirements vary by country and change over time. Content on Moneykar may not apply to your specific jurisdiction. UAE users should refer to CBUAE, SCA, and FSRA Abu Dhabi for regulated financial services. Indian users should refer to SEBI, RBI, IRDAI, and the Income Tax Department. Always consult qualified local professionals before acting on any information.
🔒 Data & Privacy
Calculator inputs are processed in your browser and are not stored on our servers. We do not sell, share, or monetise your personal data. If you subscribe to our newsletter, your email is processed by our email service provider and governed by our privacy policy. See our Privacy Policy for full details.
🔗 External Links
Moneykar links to third-party websites for convenience and reference. We do not control, endorse, or take responsibility for the content, accuracy, or privacy practices of any external site. Links to external sites do not constitute endorsement of their products, services, or views.
⚠️ Always Consult a Professional
Before making any significant financial decision — investing, taking a loan, buying insurance, filing taxes — please consult a qualified, licensed financial advisor registered with the relevant authority in your country (e.g. SEBI in India, CBUAE/SCA/FSRA in the UAE, FCA in the UK). Moneykar's content is consultancy-grade education material, not personalised advice.