Personal Finance
Intermediate
FIRE Number
💡 In plain English: The investment portfolio size at which you can retire — your annual expenses multiplied by 25.
Definition
The total investment corpus needed to fund your lifestyle indefinitely, based on the 4% safe withdrawal rate.
📌 Real-World Example
Annual expenses ₹6L → FIRE number = ₹6L × 25 = ₹1.5Cr. Once your portfolio hits ₹1.5Cr, you can withdraw ₹6L/year indefinitely (based on 4% rule).
🔢 Formula
FIRE Number = Annual Expenses × 25
Try it yourself
Use the Retirement Planner to see this concept with your own numbers.
Related Terms
⚠️ Educational Content: All definitions and examples on this page are for educational and consultancy reference purposes only. They do not constitute financial, legal, or investment advice. Moneykar is not registered with SEBI, CBUAE, SCA, or any financial regulator. Consult a qualified professional before making financial decisions.