Global Markets
Beginner
Inflation
💡 In plain English: The rate at which prices rise over time — eroding the buying power of your money.
Definition
The rate at which the general level of prices for goods and services rises, and consequently the purchasing power of currency falls.
📌 Real-World Example
India's average inflation: ~6% p.a. A ₹1,000 grocery bill in 2015 costs ₹1,790 in 2025. ₹10L in cash under a mattress for 10 years is worth only ₹5.6L in today's buying power.
🔢 Formula
Real Return = Nominal Return − Inflation Rate
Try it yourself
Use the Retirement Planner to see this concept with your own numbers.
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Deflation
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The total value of everything a country produces in a year — the...
Central Bank / Repo Rate
The interest rate at which the central bank lends to commercial...
⚠️ Educational Content: All definitions and examples on this page are for educational and consultancy reference purposes only. They do not constitute financial, legal, or investment advice. Moneykar is not registered with SEBI, CBUAE, SCA, or any financial regulator. Consult a qualified professional before making financial decisions.