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NRI Tool
NRE vs NRO vs FCNR Comparison
Compare maturity values and after-tax returns across all three NRI deposit account types.
| Feature | NRE FD | NRO FD | FCNR FD |
|---|
NRE Maturity (INR)
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NRO After-tax (INR)
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FCNR Maturity (AED)
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Rates are illustrative. Actual rates vary by bank and change frequently. NRO tax calculated at 30% TDS on interest. Verify current rates with your bank before investing.
Key difference: NRE FD interest is tax-free in India and fully repatriable. NRO FD interest attracts 30% TDS in India and has capped repatriation. FCNR keeps your money in AED/USD — no currency conversion until maturity. Educational only.