NRI Home Loan EMI Calculator

NRI home loan LTV typically capped at 75–80% (vs up to 90% for residents). Loan repayments must come from NRE/NRO account or inward foreign remittance. Interest rates from Indian banks for NRIs are usually 0.25–0.50% higher than resident rates. Educational only.

FEMA note: NRIs can freely buy residential and commercial property in India without RBI approval. Agricultural land and farmhouses require RBI permission. Consult a CA for complete FEMA compliance on your specific purchase.