Your Retirement
Readiness Report
Most people only plan the money. Retirement readiness is also about your health, relationships, habits, and how clearly you've designed the life you want. This assessment covers all 7 dimensions.
This is an educational diagnostic tool. It does not constitute financial, tax, legal, or investment advice. Results are for general awareness only. Please consult a licensed financial advisor before making any decisions.
~8 minutes · Progress auto-saved · Resume anytime
What you get at the end
A single number showing your overall retirement readiness — Strong, On Track, Needs Reset, or Wake-Up Call.
Score bars for Financial, Income, Health, Mental, Relationships, Habits, and Life Design — so you see exactly where you stand.
3 personalised paragraphs based on your scores — written for your profile (age, country, track), not generic boilerplate.
8–10 page report with score summary, dimension analysis, insights, and a 30/60/90-day focus plan.
The 7 dimensions we measure
5 questions per dimension. Each answer scored 0–25. Dimension score normalised to 0–100.
Savings rate, corpus size, debt levels, emergency fund, insurance coverage.
Income stability, diversification, passive income progress, career trajectory.
Physical fitness, chronic conditions, health insurance adequacy, lifestyle habits.
Clarity on retirement vision, purpose, emotional readiness, stress management.
Family financial alignment, social network, support systems, dependant planning.
Financial tracking consistency, learning habits, automation of savings, review cadence.
Where you'll live, post-retirement activities, legacy goals, cost-of-living planning.
What your score means
You're on a strong trajectory across most dimensions. Report focuses on optimising what's already working.
Good foundation with clear gaps. Report identifies the 1–2 dimensions that need the most attention.
Multiple dimensions need work. Report gives a structured 90-day focus plan to rebuild momentum.
Significant gaps across most dimensions. Report prioritises the most urgent area to address first.
Simple, transparent pricing
The assessment is free. You pay only when you want your results delivered.
A free Moneykar account is needed so your answers are saved securely. No password — just your email.
Answer at your own pace. If you close the browser, you can return and continue exactly where you left off.
Ready to find out where you stand?
Takes about 8 minutes. Completely free. PDF report generated instantly.
Log In & Start the Assessment →This is an educational diagnostic tool. It does not constitute financial, tax, legal, or investment advice. Results are for general awareness only. Please consult a licensed financial advisor before making any decisions. © Moneykar 2026.